GOOGLE LAUNCH ANDROID CONTACTLESS SYSTEM IS GRAND

GOOGLE LAUNCH ANDROID CONTACTLESS SYSTEM IS GRAND

BY ERIC KING

Google ‘s Android Pay contactless payment system has finally been launched in the UK, in a direct rivalry with Apple.

The platform, which was first unveiled 12 months ago has been implemented in America since last September. It enables phones running Google’s Android software to make contactless payments through shop terminals, on London’s TfL networks and for in-app purchases. The handsets running Android kitkat4.4, are equipped with Near-Field Communication (NFC) chips, allowing users to download the Android Pay app from the Google Play store and link their debit or credit card to the system.

Although already in operation for a year abroad, the advancement is a further reminder of the ongoing progress made by technology. It also shows the limitless possibilities available to man for progress in specified fields. In this sense, the creation facilitates the process of making contactless payments, rivalling other existing brands designed for the same purpose and broadening the pool of money available to the innovative masters of forward thinking projects.

The Android Pay app doesn’t need to be open in order to make the transaction, and payments under £30 can be made without unlocking the phone, provided  the screen is on. For amounts higher than £30, the owner must enter their security code, fingerprint or lock pattern.

Sounds simple and straight forward.  Each  transaction requires a unique code, thereby keeping the private bank details of the user private.  Apple by contrast, requires fingerprint verification for every transaction, regardless of value. The ability of Android Pay to settle any amount within the limits set by each individual bank and merchant, makes it an irresistible offer bound to be taken up by millions of customers for easier purchases. The technology has been supported by a number of banks that include Halifax, HSBC, Lloyds, and a few others. The launch of Google’s Android contactless payment in the UK, is the first besides America, though it is expected to spread across the world in due course. Google’s Android pay contactless payment system is up for bumper year with its ongoing promotions. It is contributing to the world’s advancing process.

EASIER

Google’s contactless Payments make it easier for both customers and businesses, particularly the latter, since it becomes much easier to make payments with many of the usual inconveniences out of the way.

No longer will it be a MUST for people to queue up in a bank to make payments, when this can be achieved via your smartphone.  It means more spending will take place overall at any given time.

According to reports, third player Samsung is also preparing to release its own service Samsung Pay in the UK later this year,

 With over 10 million monthly users world wide, it is the most-used mobile payment platform, following its initial release in the US during October 2014. Comparatively, Android Pay and Samsung Pay trail behind with around five million monthly users each,  according to data from Bloomberg

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