Families Of  Missing Loved One’s Can Suspend Bills And Debts

Families Of Missing Loved One’s Can Suspend Bills And Debts

By Lucy Caulkett-

The financial and administrative burdens faced by families of missing loved ones is to be eased after legislation was laid today to pave the way for ‘Claudia’s Law’.

The new legislation is named after Claudia Lawrence who went missing in 2009. The law creates a new legal status of guardian of the affairs of a missing person, allowing families to act in the best interests of relatives who have been missing for 90 days or longer. Up until now, families of missing relatives have had to endure the pain of knowing that pending bills and debts of their loved one’s would continue to accrue because of the presumption they were still alive.

The new legislation provides a more practical solution to this problem. Families will now be permitted to protect the assets of  their loved one’s whilst they remain on the missing person’s list, by suspending direct debits for mobile phone and utility bills or making mortgage payments. Previously there was no mechanism in England and Wales to specifically protect the property and affairs of a missing person. Families could only take over the financial affairs of a missing person if they declared them dead, adding emotional pressure to families during an already difficult time.

Legal restrictions also meant they could be left unable to pay debts or prevent repossessions or insolvency. Officially known as the Guardianship (Missing Person’s) Act 2017, the new provision was introduced as a Private Members’ Bill by Kevin Hollinrake MP and backed by Claudia’s father Peter Lawrence OBE, who has been tirelessly campaigning for the change since her disappearance, together with the charity Missing People and other families affected.

Justice Minister Paul Maynard said:

No family dealing with the despair of a loved one going missing should have to endure the additional stresses of administrative problems.

This government is committed to helping families cope as best they can in these incredibly difficult circumstances and today’s legislation is an important part in that.

Claudia’s law will mean families can oversee the financial and property affairs of their missing loved one – removing a huge burden at such a traumatic time.

Families in England and Wales can apply to be a guardian following a number of statutory instruments being laid in Parliament today to bring forward provisions within the Act – with the new regulations coming into force on 31 July 2019.

Successful applicants for the guardian role will be able to look after their loved one’s affairs for up to 4 years with the option to renew. The scheme will be operated and supervised by the Office of the Public Guardian.

Susannah Drury, Missing People’s Director of Policy and Research, said:

This is a triumph for all the family members who have campaigned with us over the past decade and shown so powerfully why Guardianship is needed.

This regulation will mean that families who face the emotional distress of a disappearance will not be blocked from handling the financial and legal affairs of their loved ones.

Peter Lawrence OBE, father of missing York chef Claudia Lawrence said:

I am delighted that Claudia’s Law is coming into force at the of end of July.

This will make such a difference to the lives of the hundreds of families who have been waiting so long for it, enabling them to deal with their missing loved one’s financial and property affairs in the same way as everyone else is able to on a daily basis.

One less burden at a time when families are at their emotional lowest ebb will help enormously.

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